Maintain a good credit record
Insurers are increasingly using credit information to price auto and homeowners insurance.

Use an "Independent Agent"
If your agent only has one company, how are they going to shop the market for the best deal? An agent with many different carriers can put the interests of the customer first. An independent agent gives YOU the advantage.

Bundle Up!
Keeping ALL your insurance with one agent makes sense for several reasons. Not only does this usually save you money, but it gives your agent a good view of your entire financial picture. This allows your agent to provide better service and reduces the chances of important risk exposures going unaddressed.


Disability Income Insurance: Protecting Your Income When You're Unable to Earn


Few people anticipate they will experience a prolonged disability that will affect their ability to earn an income and provide for their families. The reality is a growing number of adults will face a disability during their lifetime. Ross Insurance, an independent insurance agency, can help protect the financial security and peace of mind of people just like you by offering the most competitive short-term and long-term Disability Income Insurance policies.

If you become disabled, your monthly income decreases and your expenses increase. Borrowing money is difficult or impossible when you've lost your earning power. Depleting your savings puts your financial future at risk, and surviving solely on your spouse's income may require you and your family to dramatically change your lifestyle - or sell assets - to keep afloat.

Protecting your income with Disability Income Insurance just makes sense. You insure your home and your vehicle against unanticipated loss. Your ability to earn income should rank top among your personal assets - it's through this that you can achieve financial security and the lifestyle you and your family have come to enjoy. Disability Income Insurance will provide extra income so you don't have to worry about the financial strife that can result from an unexpected injury or illness.

With access to more than 40 different carriers, your trusted advisor at Ross Insurance Agency will shop the market for the coverage you need at the best price. You'll get real savings - and just as important, the peace of mind that comes from knowing your income is protected.

For 50 years, Ross Insurance Agency has delivered real savings to clients in Lancaster, PA and its many communities - and we're ready to work for you!

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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