Maintain a good credit record
Insurers are increasingly using credit information to price auto and homeowners insurance.

Use an "Independent Agent"
If your agent only has one company, how are they going to shop the market for the best deal? An agent with many different carriers can put the interests of the customer first. An An independent agent gives YOU the advantage.

Bundle Up!
Keeping ALL your insurance with one agent makes sense for several reasons. Not only does this usually save you money, but it gives your agent a good view of your entire financial picture. This allows your agent to provide better service and reduces the chances of important risk exposures going unaddressed.


Emergency Checklist


Keep Sump pump and/or manual back-up systems operational.

Protect belongings by moving to higher level or higher ground.

Keep roof, gutters and downspouts in good repair and take whatever steps possible to allow water to flow AWAY from the foundation of your home.

Use up frozen foods while stocking up on non-perishable foods

Have emergency kit well stocked:

  • Water (min 10 gal per person)
  • Non-perishable foods
  • Fresh batteries for flashlights and portable radio
  • Well-charged cell phone
  • Every member of the household should know where to find a list of emergency phone numbers.

Keep eye on local weather and flood warnings and watch for flash flooding

Don't take chances trying to "ride it out". If necessary, evacuate to higher ground or emergency public shelter. And never attempt to drive through high water on any roadway.

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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