Maintain a good credit record
Insurers are increasingly using credit information to price auto and homeowners insurance.

Use an "Independent Agent"
If your agent only has one company, how are they going to shop the market for the best deal? An agent with many different carriers can put the interests of the customer first. An independent agent gives YOU the advantage.

Bundle Up!
Keeping ALL your insurance with one agent makes sense for several reasons. Not only does this usually save you money, but it gives your agent a good view of your entire financial picture. This allows your agent to provide better service and reduces the chances of important risk exposures going unaddressed.


Valuable Articles Floater


These items are not fully covered under your homeowner's policy: Jewelry, Collectables, Fine Art, Silverware, Antiques, Guns, Coins, and Furs.

Valuable Articles Coverage can specifically list these as well as other items such as cameras, golf equipment, musical instruments, stamps, and bicycles.

For a small additional premium, these items can be covered:

  • Anywhere in the world (with the exception of fine arts)
  • With no deductible
  • With much broader coverage
  • At the "Appraised Value"
  • For "Breakage" (ex: china, antiques)

The cost varies depending on the types of items to insure and can be from $3.00 to $10.00 per $1,000 annually.

Contact our office to find out what you can do to protect your valuable articles.

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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