Maintain a good credit record
Insurers are increasingly using credit information to price auto and homeowners insurance.

Use an "Independent Agent"
If your agent only has one company, how are they going to shop the market for the best deal? An agent with many different carriers can put the interests of the customer first. An An independent agent gives YOU the advantage.

Bundle Up!
Keeping ALL your insurance with one agent makes sense for several reasons. Not only does this usually save you money, but it gives your agent a good view of your entire financial picture. This allows your agent to provide better service and reduces the chances of important risk exposures going unaddressed.


Classic Car & Antique Vehicles


If possible, call us before you purchase an antique or classic. Binding coverage may not be immediate. There's a big difference between insuring a car for regular transportation and insuring an auto for appreciation. The most important
difference is valuation of your classic car.

The standard personal auto policy will not provide adequate physical damage coverage on older cars. In other words, the personal auto policy pays on a depreciated basis regardless of the condition of the classic auto. Antique and Classic policies pay on an "agreed-value" basis. This is how the company can cover a classic car for it's restored or market value.

There are several restrictions on a classic car policy, including age of drivers, annual mileage, use of vehicle, garaging location and conditions, modification or customizing, just to name a few. Giving us a call is a must first-step to antique or classic car ownership.

We are happy to help with specialty programs for:

  • Antique
  • Classic
  • Modified Classic
  • Street Rods
  • Free Quote

There is nothing quite like the satisfaction you get from restoring a classic car and bringing it "back to life". Make sure you protect your investment with the proper protection!

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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