Maintain a good credit record
Insurers are increasingly using credit information to price auto and homeowners insurance.

Use an "Independent Agent"
If your agent only has one company, how are they going to shop the market for the best deal? An agent with many different carriers can put the interests of the customer first. An An independent agent gives YOU the advantage.

Bundle Up!
Keeping ALL your insurance with one agent makes sense for several reasons. Not only does this usually save you money, but it gives your agent a good view of your entire financial picture. This allows your agent to provide better service and reduces the chances of important risk exposures going unaddressed.


In-Home Business


Over 30 million people operate some form of in-home business. Many have inadequate coverage or have ignored their in-home business insurance needs altogether.

A typical homeowners policy provides very little coverage for businesses located in your home.

Just some of the areas that create exposure problems include:

  • Business Property / Stock / Work-in-Progress
  • Computer Equipment & Electronic Data
  • Loss of Business Income
  • Extra Expenses... to operate while repairs are made
  • Valuable Papers and Records
  • Property in Transit... or kept at another location.
Some other areas of concern include:
  • "Slip & Fall" Liability
  • "Products" Liability
  • "Professional" Liability... also known as Errors & Omissions
  • Workers Compensation... for employee injuries (it's the law!)

In many cases coverage can be added to your homeowner's policy for as little as $40!

DON'T COMPOUND YOUR RISK BY NEGLECTING YOUR INSURANCE NEEDS!

Contact our office to review your options.

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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