Maintain a good credit record
Insurers are increasingly using credit information to price auto and homeowners insurance.

Use an "Independent Agent"
If your agent only has one company, how are they going to shop the market for the best deal? An agent with many different carriers can put the interests of the customer first. An independent agent gives YOU the advantage.

Bundle Up!
Keeping ALL your insurance with one agent makes sense for several reasons. Not only does this usually save you money, but it gives your agent a good view of your entire financial picture. This allows your agent to provide better service and reduces the chances of important risk exposures going unaddressed.


Long Term Care Insurance: Protecting Your Independence


Wherever you are in your life's journey, its easy - and risky - to put off planning for your long-term care. But in a time when most of us will face an illness or disease that will require long-term care, it only makes sense to make this a priority. The good news is, your trusted advisors at Ross Insurance Agency in Lancaster PA help people just like you find great long-term care insurance policies at great rates everyday!

Long term care insurance (LTC) provides you the freedom to choose what kind of care you'd like to receive should you be unable to care for yourself. Many people choose to remain in their homes, with skilled healthcare workers - not family - providing their daily care. Others choose Assisted Living Facilities, where they can enjoy top-notch amenities and quality care in a comfortable setting.

Most long-term care insurance premiums increase in cost as your get older. Purchasing a policy well before you may need one makes sense - and secures a lower policy premium. If you're like most, you'll have many questions: How much long-term care insurance do you need? How are benefits paid? What type of care is covered by your plan? At Ross Insurance Agency, we provide practical, straightforward advice and guidance so you can rest assured you're making the right decisions for your future and your budget.

For 50 years, Ross Insurance Agency has delivered real savings to clients in Lancaster, PA and its many communities - and we're ready to work for you!

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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