LONG TERM CARE TIPS

Suggested Long Term Care Coverage
Buyers should start with a policy that provides four years of coverage, has a 90-day wait period and has five-year compound and automatic inflation protection.

Do Your Research
Examine the company's history with respect to rate increases. Some companies raise rates more often than others. Some states protect Long Term Care insurance buyers from unreasonable rate increases, buy many do not.


Senior Center: Protecting the Lifestyle You've Worked Hard to Earn


Your senior years are a time to enjoy everything you've worked hard for throughout your life - not worrying about financial hardships from medical bills and final expenses. As an independent insurance agency in Lancaster County, Ross Insurance Agency provides the expertise and guidance to help seniors protect themselves and their families from unforeseen expenses.

Medicare Supplemental Plans

Most Medicare Plans pay only a portion of your medical bills. Available for a variety of budget ranges, Medicare Supplemental Plans help pay some of the health care costs that your primary Medicare Plan doesn't cover - giving you peace of mind should your medical needs exceed that of your basic policy.

Long Term Care Insurance

Many of our clients also count on Ross Insurance Agency to shop the market for Long-Term Care and Senior Life Insurance Plans. Long-Term Care insurance protects your independence - providing coverage for in-home care or an Assisted Living Facility. Senior Life Insurance Plans offer benefits for final expenses or income protection for your spouse.

Your Ross Insurance advisor will take the time to understand you and your family's unique needs and provide practical, straightforward advice on how these plans fit into your life plan and budget.

For 50 years, Ross Insurance Agency has delivered real savings to senior citizens in Lancaster, PA and surrounding communities - and we're ready to work for you!

Ross Insurance Agency
1496 Lititz Pike • Lancaster, PA 17601
Phone: (717) 397-4729 • Fax: (717) 397-6756
Email: info@rossinsuranceagency.com

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